Exploring Your Insurance Options at Teal Saguaro Wellness: A Middle Ground Between Autonomy and Reimbursement

At Teal Saguaro Wellness, we are proud to offer high-quality, patient-centered care focused on your unique mental health needs. We understand that navigating the world of insurance and healthcare can be complex, which is why we want to make sure our patients are aware of all their options. While we operate as a private pay practice, we also recognize that many individuals may want to use their insurance to help pay for treatment. Thankfully, there is a middle ground that allows you to have the autonomy over your healthcare while also taking advantage of your insurance benefits.

Using Out-of-Network Benefits

Although we do not accept insurance directly, many insurance companies provide out-of-network benefits that allow you to get reimbursed for services received at Teal Saguaro Wellness. This means that, even though we are not in-network with your insurance provider, you can still submit claims for reimbursement after you pay for your sessions upfront. By utilizing out-of-network benefits, you can get some of your treatment costs covered, while still receiving the personalized, holistic care that we offer.

To take advantage of this option, simply ask your insurance provider if your plan includes out-of-network reimbursement for mental health services. Once we provide you with a receipt for your treatment, you can submit it to your insurer for reimbursement. Keep in mind that reimbursement rates and eligibility can vary by plan, so it’s a good idea to contact your insurance company directly to learn more about how your out-of-network benefits work.

Using Your Health Savings Account (HSA)

Another great way to pay for your sessions is by using your Health Savings Account (HSA). If you have an HSA, you can use those funds to pay for your therapy sessions at Teal Saguaro Wellness. HSAs are designed to help cover medical expenses, including mental health services, and can provide a tax-advantageous way to manage your treatment costs. By using your HSA, you can pay for therapy sessions directly without having to go through the complexities of insurance claims or worrying about reimbursement.

The Best of Both Worlds

At Teal Saguaro Wellness, we believe in giving our patients options. You don’t have to choose between having the freedom to receive the care you deserve and getting some help from your insurance. Out-of-network benefits and HSA payments offer you a way to access the care you need, with the flexibility and autonomy you deserve.

When you choose Teal Saguaro Wellness, you are selecting a practice that prioritizes your well-being and personal growth. We offer a variety of holistic therapies and trauma-focused treatments to support you on your healing journey, all while ensuring that you can use your insurance benefits to help with the costs, if applicable.

While we operate as a private pay practice, we don’t want the cost of treatment to be a barrier to your mental health care. Out-of-network insurance benefits and Health Savings Accounts are two valuable options that allow you to receive the care you need while still utilizing your insurance coverage. By offering these options, we provide a middle ground that respects your autonomy and allows you to take advantage of potential reimbursement opportunities. If you have any questions or want to learn more about how to use your insurance benefits with us, feel free to reach out—we’re here to support you in your journey toward healing and wellness.